Homeowners’ associations (HOA) are common in many new, single-family housing developments, as well as in condominium and townhouse complexes. An HOA is the governing body of the development or complex,…

There are costs associated with purchasing a home. Check out a sample Closing Disclosure, which outlines terms and costs of your transaction. Here’s a review of many of the common…

If you’ve been searching for a home for some time, you might have a sense of home values in your area. If you’re working with a real estate agent, he…

Pre-Qualified In the Mortgage process pre-qualified is the first step towards mortgage. It can be done over the phone or in the internet. It does not involve any cost. Loan…